By accessing or using the website www.usaresourcehub.com (“Site”), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use this Site.
Purpose of the Site
USA Resource Hub provides informational content, resource directories, and referral links to help individuals and families make informed financial decisions. We do not offer financial products directly, nor do we guarantee eligibility or outcomes for any third-party services.
Eligibility
You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
User Responsibilities
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit others from using the Site. You must not misrepresent your identity or financial status, attempt to gain unauthorized access to any part of the Site, use automated tools to scrape or extract data without written permission, or post or transmit any harmful, offensive, or misleading content.
Privacy and Data Use
Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. USA Resource Hub complies with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA) and, where relevant, the Gramm-Leach-Bliley Act (GLBA).
Third-Party Services
USA Resource Hub may link to or refer users to third-party websites, services, or programs. We do not control or endorse these third parties and are not responsible for their content, privacy practices, or service outcomes. Use of third-party services is at your own risk and subject to their own terms.
Intellectual Property
All content on the Site—including text, graphics, logos, and layout—is the property of USA Resource Hub or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or modify any content without prior written consent.
Disclaimers
The Site is provided “as is” without warranties of any kind. USA Resource Hub does not guarantee the accuracy, completeness, or timeliness of information, eligibility for any financial assistance or program, or that the Site will be error-free or uninterrupted. We are not liable for any decisions made based on the information provided on the Site.
Limitation of Liability
To the fullest extent permitted by law, USA Resource Hub shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
Indemnification
You agree to indemnify and hold harmless USA Resource Hub, its affiliates, and partners from any claims, damages, or expenses resulting from your violation of these Terms or misuse of the Site.
Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the State of [Insert State], without regard to conflict of law principles.
Contact Information
For questions or concerns regarding these Terms, contact:
USA Resource Hub Email: support@usaresourcehub.com