If you are struggling to afford internet or phone service, combining Lifeline and the Affordable Connectivity Program (ACP) can help reduce your monthly costs. These two federal programs offer discounts to eligible households, and yes, you can apply for both. However, it is important to avoid duplication and understand how housing overlap affects eligibility.

This guide walks you through how to apply for both programs correctly, what documents you need, and how to make sure your benefits are applied without conflict.

What Are Lifeline and ACP?

Lifeline is a federal assistance program that provides a monthly discount of up to $9.25 on phone or internet service for low-income households. If you live on tribal lands, the discount can be as high as $34.25.

ACP is a newer program designed to help households afford broadband internet. It offers up to $30 per month off internet service, or up to $75 for those on tribal lands. ACP also includes a one-time discount of up to $100 for a connected device such as a tablet or laptop.

Both programs are managed by the Universal Service Administrative Company (USAC) and use the National Verifier system to confirm eligibility.

Can You Use Both Programs?

Yes, you can receive both Lifeline and ACP benefits at the same time. Many providers offer bundled plans that apply both discounts to a single service, such as a mobile data plan or home internet package.

However, you cannot use Lifeline for one service and ACP for another if they are provided by different companies. That would be considered duplication and could result in disqualification from one or both programs.

Understanding Housing Overlap

One of the most common issues in applying for Lifeline and ACP together is housing overlap. These programs are limited to one benefit per household, not per person. If multiple people living at the same address apply separately, only one will be approved unless they can prove they are separate households.

A household is defined as people who live together and share income and expenses. If you live with roommates or extended family but do not share finances, you may qualify separately. In that case, you will need to complete a Household Worksheet to verify that you are a distinct household.

To avoid housing overlap issues:

• Coordinate with others in your residence before applying
• Use the same address across applications
• Submit the Household Worksheet if your situation qualifies

Step-by-Step: How to Apply for Lifeline and ACP Together

Step 1: Check Eligibility

You may qualify for Lifeline and ACP if you:

• Have income at or below 135 percent (Lifeline) or 200 percent (ACP) of the federal poverty level
• Participate in programs like SNAP, Medicaid, SSI, Federal Public Housing Assistance, or Veterans Pension
• Live on tribal lands and participate in tribal assistance programs

Step 2: Apply for Lifeline First

Visit lifelinesupport.org to begin your Lifeline application. You will need:

• Proof of income or participation in a qualifying program
• A valid government-issued ID
• Your home address and contact information

Once approved, you will receive confirmation and can choose a participating provider.

Step 3: Apply for ACP

Go to affordableconnectivity.gov to apply for ACP. If you are already approved for Lifeline, you may automatically qualify for ACP. You can also apply separately with proof of eligibility.

If you are using the same provider for both programs, they may help you complete the ACP application directly. Confirm that both discounts will be applied to the same service.

Step 4: Choose a Combined Plan

Many providers offer Lifeline and ACP combo plans that include:

• Free or low-cost smartphones
• Unlimited talk and text
• Monthly broadband access
• Optional device discounts

Ask your provider about bundled plans and verify that both benefits are applied correctly.

Step 5: Monitor Your Benefits

Once enrolled, keep track of your service and renewal dates. You may need to recertify your eligibility each year. If your income changes or you move, update your information to avoid service interruptions.

Final Thought

Applying for Lifeline and ACP together is a smart way to reduce your monthly expenses and stay connected. Just make sure you follow the correct steps, avoid duplication, and understand how housing overlap affects your eligibility.

With the right documentation and provider support, you can access free or discounted internet and phone service that fits your needs. Start your application today and take advantage of the support available to your household.